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In addition, customers for this kind of plan might have severe lawful or criminal histories. It is very important to keep in mind that various providers supply a variety of concern ages on their guaranteed issue plans as low as age 40 or as high as age 80 - final expense insurance policies. Some will certainly additionally provide greater face worths, approximately $40,000, and others will enable for better fatality advantage conditions by improving the rates of interest with the return of costs or lessening the number of years till a full death advantage is available